On 6-30-14, after talking with my therapist, I cut them up. All three of them.
I wouldn’t necessarily say it was hard, but I did have 10 seconds where I looked at my highest balance card and felt a sense of fear. Fear about not having a “back-up” plan; not having something to pull out in an emergency. But, then I remembered it was maxed out and I couldn’t use it in an emergency anyway. For the past however long, I had been carrying around 3 cards that I a) can’t use and b) are a symbol or talisman of what is holding me back. I reminded myself of my value, “Do things out of love, not fear.” and reaffirmed that I love myself enough to get me out of debt.
It feels good, folks. Try it sometime.